Terms of Service

Article 1 (Purpose)

These Terms of Service govern the conditions and procedures for using Utility Tools (hereinafter "Service").

Article 2 (Effect and Changes)

These terms apply to all users who sign up for or use the service.

We may modify these terms when necessary. Modified terms become effective upon posting on the site.

Article 3 (Service Provision)

The site provides the following free services:

• Loan Calculator
• Salary Calculator
• Age Calculator
• Character Counter
• QR Code Generator
• Japanese Era Converter
• Zodiac Calculator
• Lunar Calendar Converter
• Lottery Number Generator

Article 4 (User Obligations)

Users must not engage in the following activities:

• Using the service for improper purposes or methods
• Activities that disrupt the normal operation of the service
• Activities that cause damage to the service
• Other activities that violate laws

Article 5 (Disclaimer)

The site makes no warranties about the results provided by the calculator tools. All calculation results should be used for reference only.

The site is not liable for service interruptions caused by the user's fault.

The site has no obligation to intervene in disputes arising between users or between users and third parties through the service.

Article 6 (Intellectual Property)

All intellectual property rights to the service content belong to the site.

Users may not commercially use the service content without prior consent from the site.

Article 7 (Damages)

If a user causes damage to the site by violating these terms, the user must compensate for the damage.

Article 8 (Dispute Resolution)

Disputes related to service use shall be resolved through consultation between parties.

Article 9 (Jurisdiction)

Litigation related to these terms shall be governed by the laws of the Republic of Korea, and the Seoul Central District Court shall have exclusive jurisdiction.

Supplementary Provisions

These terms take effect from May 11, 2026.

Contact

For inquiries about these terms, please contact us through the contact page.